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Auto insurance application

For explanations of policy coverages please go to our What is covered by auto insurance section

Insurance policy terms and conditions are as stated in the actual insurance policy wordings. Nothing stated herein is intended to modify any part of an insurance policy. If you have a specific question of significance to your situation contact your insurance advisor.


In Ontario the automobile application is controlled by the provincial government. It must be completed and signed before an automobile insurance policy can be issued. Most of the information is used by the insurer to determine if they wish to insure the applicant and to calculate the proper premium. The Application is a legal part of the insurance policy and as such any omission or incorrect information could allow the insurer to cancel or void a policy with the result that a claim may not be paid.

Here is a description of the type of information that you must supply on the application:


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