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Auto insurance terms explained


For explanations of policy coverages please go to our What is covered by auto insurance section

Insurance policy terms and conditions are as stated in the actual insurance policy wordings. Nothing stated herein is intended to modify any part of an insurance policy. If you have a specific question of significance to your situation contact your insurance advisor.

When a change is made to a policy, it is confirmed to you by the issuance of an endorsement. The endorsement will look like the Certificate of Automobile Insurance described under "Policy" except the effective date will be the date of the change and the new information will replace the old information.

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