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Auto insurance terms explained

Policy

For explanations of policy coverages please go to our What is covered by auto insurance section

Insurance policy terms and conditions are as stated in the actual insurance policy wordings. Nothing stated herein is intended to modify any part of an insurance policy. If you have a specific question of significance to your situation contact your insurance advisor.


This is the term that is used to describe the contract of insurance. It is a legal contract between you and the insurer. The document is made up of three parts.

All of these documents are approved by the Ontario government.


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