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Auto insurance terms explained


For explanations of policy coverages please go to our What is covered by auto insurance section

Insurance policy terms and conditions are as stated in the actual insurance policy wordings. Nothing stated herein is intended to modify any part of an insurance policy. If you have a specific question of significance to your situation contact your insurance advisor.

Renewal is the term used to describe the Certificate of Automobile Insurance issued in respect to the next policy term. It will show the new premium that will be charged. It will also show information about the car, the coverage and the principal and occasional drivers. It is issued 45 days prior to the expiry date of the policy and is usually sent directly from the insurer.

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