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What affects your premium

Will my premium go up if I put in a claim

Yes, if you are at-fault or partially at-fault. No, if you are not-at-fault.

However, some insurers offer an endorsement to their best rated drivers which states that under certain circumstances an at fault accident will not cause your premium to go up.

See also the sections;

"Car insurance terms explained - no-fault",
"If I have an accident, how is fault determined"
"Key factors affecting the cost of your insurance"

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