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What affects your premium

How long will a conviction stay on my record?

3 years for insurance purposes, but your policy does not get re-rated until the renewal date following the third anniversary of the ticket.

Normally, your rating will not change if you have 1 or 2 "minor" tickets. The third ticket will often result in an increase to your premium. The fourth ticket will always result in an increase to your premium.

One serious or major ticket may result in an increase in your premium.

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